January 2021

Anyone following the stock market knows that it’s been slightly down in the last month. Which is no cause to panic. However, I ended up not trusting that my auto debit for my student loans would go through (just set it up a couple of weeks ago because new provider), so to be safe, I made a second payment on those this month. I found one of my creeping issues with my credit card. I had a couple of subscriptions, and store apps connected to that card, which isn’t helping my pay down progress. I have now switched to my debit card so I can better track my spending and get that card paid down. All plans for a house are on hold until I get my financial house in order. I’m on the fence about when to pull out some of my taxable investments to pay off a good chunk of my debt. Hopefully soon.

I have to attribute my weight loss this month to my eating. I threw my back out, like super bad. I twisted and tried lifting a 100lb truss and felt a shock from my lower back all the way down to my toes. No major damage done, but It kept me in bed for a couple of days and I’m still mildly feeling it 3 weeks later. If I’m not 100% soon, I’ll be doing physical therapy.

Total Assets: $67,382.32
Total Liabilities: -$39,410.16
Net Worth: $27,972.16
Monthly Change:-$3,495.07
YTD change:-$3,495.07

Weight: 196.8lbs
Monthly Change:-1.2lbs
YTD Change:-1.2lbs

Published by personalfixerupper

An Entertainment Tech's journey to financial freedom, less gut, and inner happiness

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