Yay another week of bills and market slumps. I know that a $450 dip in net worth is not much, and nothing to worry about. Especially seeing that I made a reduction in my debts of over $600. I am trying out the Trim app to see what they can negotiate for me. I have had no luck getting my Internet bill down so I gave them a shot. I was paying almost $75 a month and they got that down to $50 (plus 33% of the savings they got me as a fee $8) That a total savings of just peeking over $200 over the course of a year. This week my goal is ot call my credit card companies and try to negotiate my rate down. If that doesn’t work, I’ll be trying Trim premium to get them to negotiate for me. But if I can keep buckling down on my debt like I have, cutting the interest rate won’t do too much. Besides the now $7,000 in CC debt, all I have left is my car loan and student loans (all below 4%).
With the heat and humidity we’ve had here in Wisconsin, I literally sweat out the 1.2 pounds that I’ve dropped. It was not fun. Usually on my route, I’m running to doors and back to my truck, I couldn’t even do that without getting overheated. Good news is that when I get overheated, I’m less likely to eat a ton so my lunches have had less snacks and garbage in them. I’m also down to the weight I was when I graduated college. The only reason I remember that is because at my job, we had gotten a new load cell for measuring weight on a given hoist. I rang in at 184.9. So anything beyond this number is putting me at a better weight than I think I have ever been in my adult life. Except for when I ran out of money my freshman year and was too proud to ask my parents for food and money and did the whole “poor college kid/ starving artist/ ramen noodles” thing.
Total Assets: $36,189.62
Total Liabilities: -$35,569.04
Net Worth: $620.58
Change:-$449.78
Weight: 184.8 lbs
Change: -1.2 lbs
Personal Fixer Upper 